For owner-managed businesses across South Africa

Small businesses aren't small big companies.

We're Chartered Management Accountants who bring big-company expertise to owner-run businesses, shaped around how your business actually works. Your books, tax and payroll, looked after properly.

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100% cloud-based Fully remote, across South Africa One fixed fee.
The stack we run on
XeroXero DextDext HubdocHubdoc SimplePaySimplePay
Services

Everything you need from an accountant.
In one place.

Your books, SARS, payroll and the numbers that matter, handled together, so nothing falls through the cracks.

Accounting

Up to date every month, so you always know where you stand.

  • Bank accounts matched every month
  • Who owes you, and who you owe
  • Books closed off monthly

Tax & Compliance

Your returns filed on time, so SARS isn't something you have to think about.

  • VAT returns
  • PAYE and payroll returns
  • Company tax and provisional tax

Annual Financial Statements

Your annual financial statements, ready for SARS and your bank.

  • Done after every year end
  • Ready when the bank or a lender asks
  • The working behind every number, kept on file

Payroll

Your team paid correctly, with the tax side handled every month.

  • Monthly payslips
  • PAYE, UIF and SDL paid over
  • Yearly tax certificates (IRP5s)
  • The yearly COIDA return

Reporting & Insight

A short monthly report on how you're doing and where your money is going.

  • A monthly snapshot of the business
  • Cash: what's coming in and going out
  • Plain-English notes on what changed

Systems & Automation

Snap a slip and it's captured. We set up the tools so less paperwork lands on your desk.

  • Moving you onto Xero
  • Slips and invoices captured automatically
  • Connections to the tools you already use
Technology

Better systems.
Less admin. Better insight.

Technology isn't the product. It's how we keep your books accurate and up to date without the admin landing on you. We automate the work that shouldn't need your attention, so what reaches you is information worth acting on.

Your business
Invoices, bills, bank feeds, payrollThe day-to-day your business already generates
Chovia Accounting
Chartered oversight & structured processCaptured, reconciled, reviewed and signed off by people, not scripts
Running on
Xeroledger Dextcapture Hubdocdocuments SimplePaypayroll Automationworkflows
What you get
Clean data
Reliable reporting
Better insight
Better decisions

Custom integrations where your business needs them. Standard where it doesn't.

About Chovia Accounting

Seriously good finance.
None of the corporate stiffness.

We built Chovia Accounting so owner-run businesses get the expertise bigger companies take for granted, without the headcount, the overheads or the corporate energy.

Chartered expertise

Senior financial expertise, backed by Chartered Management Accounting credentials. Experience across private equity, wealth management, financial advisory, entertainment and professional services, on your side of the table.

Technology-first

Modern cloud systems and automation that strip out unnecessary admin. We automate the work that shouldn't need your attention, so your fee buys insight rather than data entry.

Finance beyond compliance

Filing on time is the floor, not the service. We don't just record what happened last month. We help you understand it, and what it means for the next one.

A finance partner

We work alongside owners and management rather than emailing a report at month-end and disappearing. When something looks off, you'll hear it from us first.

100%
Cloud-based & fully remote
0
Hourly billing, ever
1
Fixed monthly fee
Industries

Who we work with

●Retail & E-commerce ●Professional Services ●Creatives & Entertainment ●Tech & Startups ●Property ●Agriculture ●Hospitality ●Trades & Construction ●Financial Services
How we work

From first conversation to
everything running smoothly.

Structured onboarding, so you know exactly what happens and when. Most switches take two to three weeks.

01 · Discover

A proper conversation

We get to know your business, your numbers and where you're trying to get to. No pressure, no cost.

02 · Scope

Your scope, in writing

Exactly what we handle, what you handle, and one monthly fee, agreed before any work starts.

03 · Onboard

Your stack, live

Xero, Dext, Hubdoc and SimplePay configured, connected and ready for your team.

04 · Run

Everything running, every month

Your books, tax, payroll and reporting handled every month. You get your time back.

Tailored finance solutions

Every business is different.
So is every scope.

We scope our services around your business, your transaction volumes, your systems, your reporting requirements and where you're trying to get to. Then we agree one monthly fee before any work starts.

No hourly billing. No charge per email. No invoice surprises at month-end.

Let's talk →
  • We start with your businessVolumes, systems, team and reporting needs, not a package tier.
  • You see the scope in writingExactly what we handle, what you handle, and when things land.
  • One fee, agreed upfrontFixed monthly, reviewed as you grow. You always know what you're paying.
  • It scales with youAs volumes and complexity change, the scope changes with them.
FAQ

Questions, answered.

We already have an accountant. How painful is switching?
Far less painful than you'd expect, and we handle it. We request your records from your current accountant (a standard professional courtesy), migrate your books to Xero, and reconcile everything before we go live. Most switches are done within two to three weeks, with no interruption to your filings.
Our books are behind or a mess. Can you still help?
Yes, and you're in good company. Catch-up work is common and nothing to be embarrassed about. We scope a once-off clean-up to bring everything current, including any outstanding SARS submissions, then move you onto a normal monthly scope once you're up to date.
Do we need to be in Cape Town?
No. Chovia Accounting is fully remote and works with businesses across South Africa. Everything runs on a cloud stack, so you get the same service whether you're in Cape Town, Johannesburg or a small town in the Karoo.
What does it cost?
It depends on your business, which is why we don't publish packages. We scope around your transaction volumes, payroll size, systems and reporting needs, then agree one monthly fee before any work starts. No hourly billing, no surprise invoices. If you grow and the scope changes, we agree the new fee together first.
What software do we need, and who pays for it?
Your business holds its own software subscriptions, including Xero and any add-ons, so you always own your data and your licences. We advise on the right plan, set everything up and configure it as part of onboarding. You never pay for software you don't need.
What makes Chovia Accounting different from a traditional firm?
Two things. First, our team are Chartered Management Accountants, so you get senior attention rather than a rotating cast of juniors. Second, we're technology-first: document capture, dashboards and repetitive processing are systemised, which means fewer errors, faster turnaround, and a fee that goes toward insight rather than admin.
Get started

Let's talk about your business.

Start with a free 30-minute conversation about your business and your numbers. No pressure, no cost, no jargon.

info@choviaaccounting.com WhatsApp us: +27 61 510 2140 →
One fixed fee Cloud-first delivery Fully remote

Talk to Chovia Accounting

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