Cloud accounting for growing South African businesses

Modern accounting, built for growth.

We're a tech-forward accounting team that keeps your books clean, your SARS deadlines met, and your numbers working for you. All on one fixed monthly fee.

CGMA-led practice Fixed monthly pricing 100% cloud-based
Built on a modern cloud stack
Xero Dext SimplePay
Services

Everything you need.
Nothing you don't.

A complete cloud-based finance function for small and growing businesses. Accurate numbers, on time, every time.

Cloud Accounting Setup

Migration to a clean, automated cloud stack configured to fit how your business actually runs.

  • Xero setup & migration
  • Dext receipt capture
  • Bank feeds & app integrations

Bookkeeping

Clean, reliable monthly books you can trust. Kept current and always audit-ready.

  • Bank & account reconciliations
  • Supplier & customer ledgers
  • Month-end close, every month

Tax & Compliance

SARS handled properly. Submissions on time, every time, with no surprises and no penalties.

  • VAT201 & provisional tax
  • PAYE, EMP201 & EMP501 recons
  • Income tax (ITR14) & COIDA

Management Reporting

Monthly reports that turn your numbers into insight. In plain English, not jargon.

  • Management packs & KPIs
  • Cash flow forecasts
  • Variance analysis & commentary

Payroll

Accurate, on-time payroll your team never has to think about.

  • Monthly payslips via SimplePay
  • PAYE, UIF & SDL submissions
  • IRP5s & tax certificates

Automation & Systems

The part most firms can't offer: workflows that remove manual admin from your finance function.

  • Automated bill & document capture
  • Self-refreshing dashboards
  • Custom Xero integrations
Why Chovia

An accounting partner that always looks forward.

We built Chovia to give growing businesses the kind of finance function bigger companies take for granted.

Chartered expertise

Chovia is a CGMA-led practice. Every engagement is overseen by a Chartered Global Management Accountant, with experience across private equity, wealth management, financial advisory, entertainment and professional services.

Automation-first

We're obsessed with technology and what it saves you. Document capture, dashboards and repetitive processing are systemised, so your fee goes toward insight and advice rather than manual admin.

Fixed, honest pricing

Running a business needs certainty. We fix our fee upfront and bundle our services together. No hourly billing, no charge per email, no fluctuating invoices at month-end.

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Industries served
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Cloud-based & fully remote
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Fixed monthly fee, agreed upfront
Industries

Who we work with

Retail & E-commerce Professional Services Creatives & Entertainment Tech & Startups Property Agriculture Hospitality Trades & Construction Financial Services Retail & E-commerce Professional Services Creatives & Entertainment Tech & Startups Property Agriculture Hospitality Trades & Construction Financial Services
How it works

From first chat to
clean books, fast.

A clear, structured onboarding. You'll know exactly what happens and when.

01 · Discover

Free 30-minute chat

We get to know your business, your numbers, and where you want to go. No pressure, no cost.

02 · Scope

Fixed quote, agreed upfront

A clear scope and a fixed monthly retainer. No hourly billing, no surprises.

03 · Onboard

Cloud stack live

Xero, Dext and SimplePay configured, connected, and ready for your team.

04 · Run

Monthly delivery

Bookkeeping, compliance and reporting handled. Clean numbers and time back.

Pricing

Fixed monthly retainers.
No surprises.

No hourly billing. A clear monthly fee scoped to your business, so you always know exactly what you're paying and what you're getting.

Essentials

For freelancers & early-stage businesses that need the basics done right.
fromR2 450/month
Final fee scoped to your business
  • Monthly bookkeeping & reconciliations
  • VAT201 submissions (if registered)
  • Provisional & annual income tax
  • Xero subscription guidance
  • Email & WhatsApp support
Get a Quote
Most popular

Growth

For established small businesses with staff, VAT, and monthly deadlines.
fromR4 950/month
Final fee scoped to your business
  • Everything in Essentials
  • Payroll via SimplePay (incl. payslips)
  • PAYE, UIF, SDL & EMP501 recons
  • Monthly management pack
  • COIDA & annual returns
  • Quarterly review call
Get a Quote

Growth + Advisory

For businesses that want a finance partner in the room, not just compliance.
fromR8 500/month
Final fee scoped to your business
  • Everything in Growth
  • Cash flow & balance sheet forecasts
  • KPI dashboards & deep-dive analysis
  • Monthly strategy call
  • Custom automation for your workflows
  • Annual financial statements
Get a Quote

Every business is different. Book a free consultation and you'll get a fixed quote scoped to yours, agreed before any work starts.

FAQ

Questions, answered.

We already have an accountant. How painful is switching?
Far less painful than you'd expect, and we handle it. We request your records from your current accountant (a standard professional courtesy), migrate your books to Xero, and reconcile everything before we go live. Most switches are done within two to three weeks, with no interruption to your filings.
Our books are behind or a mess. Can you still help?
Yes. Catch-up work is common and nothing to be embarrassed about. We scope a once-off clean-up project to bring everything current, including any outstanding SARS submissions, then move you onto a normal monthly retainer once you're up to date.
Do we need to be in Cape Town?
No. Chovia is fully remote and works with businesses across South Africa. Everything runs on a cloud stack built around Xero, Dext and SimplePay, so you get the same service whether you're in Cape Town, Johannesburg or a small town in the Karoo.
What software do we need, and who pays for it?
Your business holds its own Xero subscription (from around R500/month depending on plan) so you always own your data. We advise on the right plan, set everything up, and configure the add-ons. You never pay for software you don't need.
How does the fixed retainer work?
After the free consultation we send you a fixed monthly quote based on your transaction volumes, payroll size and reporting needs. That's the number you pay. No hourly billing, no surprise invoices. If your business grows and the scope changes, we agree on the new fee together before anything changes.
What makes Chovia different from a traditional firm?
Two things. First, every engagement is overseen by a CGMA-designated chartered management accountant, so you get senior attention rather than a rotating cast of juniors. Second, we're automation-first: document capture, dashboards and repetitive processing are systemised, which means fewer errors, faster turnaround, and a fee that goes toward insight rather than admin.
Get in touch

Ready to simplify your finances?

Book a free 30-minute consultation. No pressure, no cost. Just a conversation about your business and what a proper finance function could look like.

Fixed monthly retainers Cloud-first delivery Fully remote

Book your free consultation

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